If you can’t afford to buy a house in London you are, of course, not alone. Shared ownership is one of the government’s ways of helping more first time buyers to get a foot on the ladder. The London property market: famously demand massively outstrips supply, and that means high prices. Shared ownership is one way the government say housing can be made more affordable for first time buyers.
So what is shared ownership? Well rather than have to pay a deposit and then a mortgage on a whole flat, you might only buy, say a quarter [cut cake]. That means that you’d be paying rent on the remaining three quarters. You need less money up front, but with rents in the capital so high it can still require a high income.
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HeadlineShared ownership in crisis over income debate
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If you can’t afford to buy a house in London you are, of course, not alone. Shared ownership is one of the government’s ways of helping more first time buyers to get a foot on the ladder. The London property market: famously demand massively outstrips supply, and that means high prices. Shared ownership is one way the government say housing can be made more affordable for first time buyers.
So what is shared ownership? Well rather than have to pay a deposit and then a mortgage on a whole flat, you might only buy, say a quarter [cut cake]. That means that you’d be paying rent on the remaining three quarters. You need less money up front, but with rents in the capital so high it can still require a high income.
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